Terms of Service

Tomorrow Terminal provides AI-assisted equity research, a discovery scanner for U.S. stocks, conversational and programmatic analyst tools (including an MCP server and REST API), and optional auto-trading of perpetual futures contracts on the Hyperliquid HIP-3 dex. The Service is for informational and operational purposes only and is not, and shall not be construed as, personalized investment, legal, tax, or accounting advice.

Features may be added, modified, or removed at our discretion. Some features require a paid subscription or are subject to usage limits documented on our pricing page or in your dashboard.

General eligibility. You may use the Service only if you are at least 18 years old, legally able to enter into binding contracts under the laws of your jurisdiction, and not barred from using the Service under applicable law. You may not use the Service if you are located in, ordinarily resident in, citizens of, or organized under the laws of any country or region subject to comprehensive U.S. economic sanctions (currently including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine), or if you are listed on any U.S. sanctions list (including OFAC Specially Designated Nationals).

Auto-trading eligibility. The auto-trading feature carries additional restrictions, including a geographic exclusion for the United Kingdom, the European Economic Area, the State of New York, and any jurisdiction excluded by Hyperliquid. See Section 1b of the Trading Risk Disclosure for the full list and your acknowledgement on each use.

By using the Service you represent and warrant that you meet these eligibility requirements. If your eligibility changes, you must stop using the affected features immediately.

You are responsible for safeguarding your account credentials and any API keys you create. You agree to notify us promptly of any unauthorized access. You are responsible for all activity that occurs under your account, including activity by integrations you authorize (for example, MCP clients you connect with an API key). We may suspend or terminate any account that we reasonably believe is being used in violation of these Terms or applicable law.

You agree not to:

• scrape, redistribute, or resell the Service or its data to third parties without our written permission;
• reverse engineer the Service or attempt to derive the underlying source code, models, or training data;
• use the Service to generate or distribute unlawful, defamatory, or infringing content;
• attempt to manipulate markets, engage in coordinated wash trading, or otherwise misuse the trading features;
• interfere with the integrity, performance, or security of the Service, or attempt to bypass usage limits;
• use automated means (other than the MCP server and REST API we publish) to access the Service.

Auto-renewing subscription. Paid subscriptions are billed in advance on a recurring basis (monthly or annual) through Stripe and automatically renew at the end of each billing period at the then-current price until you cancel. By subscribing, you authorize us and Stripe to charge your selected payment method on each renewal until you cancel.

Cancellation. You can cancel at any time from your dashboard. Cancellation takes effect at the end of the current billing period; you retain Pro features through that period. There is no early-cancellation fee.

Refunds. Except where required by applicable law (including the 14-day right of withdrawal for EU and UK consumers, which begins on the day of purchase and is forfeit if you start using paid features within that window), all fees are non-refundable. We may, at our discretion, offer credits or pro-rated refunds for service outages or billing errors.

Price changes. We may change subscription prices on prospective billing cycles. We will notify you by email at least 30 days before any price increase takes effect; the new price will apply to your next renewal after the notice period unless you cancel first.

Failed payments. If a payment fails, we may suspend or downgrade access until payment is restored. We will attempt to charge your payment method again per Stripe’s standard retry schedule before suspending.

California subscribers. Under California’s Automatic Renewal Law, you are entitled to cancel an auto-renewing subscription at any time and to receive notice before any renewal price increase. Cancellation instructions are above. To cancel by other means, email billing@tomorrowterminal.com with your account email.

The research summaries, theses, price targets, scanner rationales, analyst chat responses, watcher verdicts, and similar outputs produced by the Service (“AI Outputs”) are generated in whole or in part by large language models and other automated processes. AI Outputs may be inaccurate, incomplete, biased, or out of date, and may include fabricated facts (“hallucinations”). We make no representations about the accuracy of any specific AI Output. You must independently verify any AI Output before relying on it for any decision, financial or otherwise.

Provider chain. AI Outputs are produced by third-party model providers we access through OpenRouter (currently including Anthropic, OpenAI, and Google). Per the terms we have with these providers, your prompts and the surrounding context we send for inference are not used to train their models. We do not warrant that this will remain true indefinitely; if it changes we will notify you.

Ownership of AI Outputs. Subject to your compliance with these Terms, we assign to you the rights we hold in AI Outputs generated for your account, to the extent we hold them. AI Outputs may not be subject to copyright protection at all under applicable law; we make no claim that any AI Output is copyrightable. You may use AI Outputs for your personal or internal business purposes; you may not represent any AI Output as having been authored by Tomorrow Terminal or by a licensed financial professional.

Nothing on the Service constitutes investment, legal, tax, or accounting advice or an offer to buy or sell any security or derivative. Ratings, price targets, scanner picks, watcher verdicts, and auto-trading actions are research and software outputs, not personalized professional recommendations. The AI does not assess your risk tolerance, financial situation, investment objectives, time horizon, liquidity needs, or tax situation; the appropriateness of any output for you is something only you can determine.

We are not a registered investment adviser, broker-dealer, futures commission merchant, commodity trading advisor, or fiduciary in any jurisdiction. Your use of the Service does not create any fiduciary, advisory, brokerage, custodial, or agency relationship between you and Tomorrow Terminal. The auto-trading agent acts within parameters you set; you retain decision-making authority and can pause, change, or close out at any time. We owe you no duty of best execution, suitability, care, or loyalty that would otherwise apply to a registered investment adviser or broker-dealer. See the Trading Risk Disclosure for the full list of risks you accept by enabling auto-trading.

If you elect to use auto-trading, you do so at your own risk and subject to the separate Trading Risk Disclosure, which you must read and accept before deploying real capital. The Service is structured as software that submits orders to a decentralized exchange on your behalf:

• Non-custodial. Tomorrow Terminal never takes custody of your funds, never acts as a counterparty to your trades, never matches your orders against other users’ orders, and never transmits money or virtual currency. Your funds remain on Hyperliquid under your wallet’s address; only your wallet can authorize withdrawals.
• Trade-only agent key. Auto-trading uses a separate trade-only key generated for your account and stored encrypted in Supabase Vault. The agent key can submit orders on your behalf; it cannot withdraw, transfer, or move funds at the protocol level.
• Builder code is a fee mechanism. Tomorrow Terminal earns builder-code fees on trades the agent places for you (currently 3 basis points of notional, subject to change with notice). Fees are disclosed in your dashboard and your activity log. Authorizing the builder code does not give us any rights over your funds or trades.
• No KYC. We do not collect, verify, or maintain government-issued identification documents. Neither Hyperliquid (a DEX) nor Privy (an embedded-wallet provider) performs KYC on you in this flow. You are responsible for compliance with the AML, sanctions, and tax laws of your jurisdiction.
• Risk and platform considerations. The agent may incur losses, miss trades, fail to execute, or trade on AI outputs that turn out to be wrong. Our risk limits, daily-loss circuit breaker, and watcher are best-effort safeguards, not guarantees. Hyperliquid is a third-party trading venue; outages, liquidation events, oracle errors, smart-contract upgrades, and other platform conditions are outside our control. You are responsible for all taxes on your trading activity; we do not provide tax advice or tax forms.

The Service relies on third-party providers including, without limitation, Supabase (database and authentication), Stripe (payment processing), Privy (embedded wallets), Hyperliquid (trading venue), OpenRouter and the underlying model providers (LLM inference), Resend (email delivery), and our hosting providers. Your use of those services is also governed by their respective terms and privacy policies. We are not responsible for the acts or omissions of third parties.

The Service, including its software, interfaces, designs, and content (other than user- submitted content and AI-generated outputs for you), is owned by Tomorrow Terminal and protected by intellectual property laws. Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Service for your personal or internal business purposes.

You retain ownership of any content you submit (such as watchlist entries, paper-strategy steer prompts, and chat messages). You grant us a worldwide, royalty-free license to host, process, and display your content as necessary to provide the Service.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM HARMFUL COMPONENTS, OR THAT ANY OUTPUT WILL BE ACCURATE OR PROFITABLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL TOMORROW TERMINAL, ITS AFFILIATES, OR ITS OR THEIR DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, GOODWILL, OR TRADING LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED IN CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS.

What this section does not limit. Nothing in these Terms limits or excludes our liability for: (i) fraud or fraudulent misrepresentation; (ii) gross negligence or willful misconduct; (iii) death or personal injury caused by our negligence; or (iv) any other liability that cannot be excluded or limited by applicable law.

California consumers. Under California Civil Code § 1668, a contract cannot exempt a party from responsibility for its own fraud, willful injury, or violation of law. Nothing in these Terms purports to do so. In addition, certain consumer rights (including statutory damages under the CCPA and remedies under the Consumers Legal Remedies Act) cannot be waived by contract; we do not attempt to waive them. The limitations in this Section 12 apply to the maximum extent permitted by California law and may not apply to you in full.

Consumers in other jurisdictions. Some jurisdictions do not allow the exclusion or limitation of certain damages. If those laws apply to you, some or all of the disclaimers, exclusions, or limitations in these Terms may not apply, and you may have additional rights.

You agree to defend, indemnify, and hold harmless Tomorrow Terminal and its affiliates from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your violation of these Terms, your violation of any law, or your violation of any third-party rights.

You may stop using the Service or close your account at any time. We may suspend or terminate your access immediately and without notice if you violate these Terms or use the Service in a way that creates risk for us, other users, or our service providers. Sections that by their nature should survive termination (including Disclaimers, Limitation of Liability, Indemnification, and Governing Law) will survive.

Governing law. These Terms and any dispute arising out of or related to them or the Service are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles, and (where applicable) the U.S. Federal Arbitration Act.

Informal resolution first. Before filing a claim, you agree to attempt to resolve any dispute informally by emailing legal@tomorrowterminal.com with a description of the dispute and your requested resolution. If we cannot resolve it within 60 days, either party may proceed under the sections below.

Binding individual arbitration. You and Tomorrow Terminal agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved exclusively by binding individual arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures. The arbitration will take place in Wilmington, Delaware, or remotely at the option of the party initiating arbitration. The arbitrator will have authority to award any individual relief a court could award. Judgment on the award may be entered in any court of competent jurisdiction.

Class-action and jury-trial waiver. Any arbitration or court proceeding under these Terms will be conducted only in your individual capacity, and not as a plaintiff or class member in any purported class, collective, mass, or representative proceeding. You and we each waive any right to a jury trial.

Carve-outs (claims that may stay in court). The following claims may be brought in court instead of arbitration:

• any individual action in small-claims court for disputes within the small-claims court’s jurisdiction;
• any action by either party seeking temporary or preliminary injunctive relief to protect intellectual property rights or confidential information pending the outcome of arbitration;
• any claim for public injunctive relief brought by a California resident under the Consumers Legal Remedies Act, the Unfair Competition Law, or the False Advertising Law (consistent with McGill v. Citibank, N.A., 2 Cal. 5th 945 (2017)). Claims for public injunctive relief, if any, must be brought in a court of competent jurisdiction. All other claims remain in arbitration.

Mass arbitration protocol. If 25 or more substantially similar individual arbitration demands are filed against Tomorrow Terminal within a 60-day period by the same or coordinated counsel, you and we agree that the cases will be batched into staged rounds: an initial bellwether round of up to ten cases will proceed first, the remaining cases will be stayed until the bellwether awards are issued, and the parties will then engage in good-faith mediation to attempt to resolve the remaining cases on the bellwether results. This protocol does not waive any individual’s right to arbitration; it stages the process to manage capacity.

Arbitration costs. JAMS’ consumer-arbitration minimum standards apply: if you cannot afford the JAMS filing fee, we will pay your share of the JAMS filing and case-management fees, and your share of the arbitrator’s fees, on receipt of a good-faith demand. You remain responsible for your own attorneys’ fees unless an applicable statute or the arbitrator’s award shifts them.

Severability of the class waiver. If the class-action waiver above is found unenforceable as to a particular claim or remedy, that claim or remedy will proceed in court (and not in arbitration), and the remainder of this Section 15 will continue to apply to all other claims. The class waiver is not severable from the rest of the arbitration agreement for any other purpose.

Right to opt out of arbitration. You may opt out of the arbitration and class-action waiver provisions in this Section 15 by emailing legal@tomorrowterminal.com within 30 days of first accepting these Terms with the subject line “Arbitration Opt-Out” and your account email. Opting out has no effect on any other provision of these Terms.

We may update these Terms from time to time. We will post the updated Terms on this page and update the “Last updated” date. For material changes (defined as changes that adversely affect your rights or expand your obligations in a material way) we will additionally notify you by email or by an in-product notice at least 14 days before they take effect. Continued use of the Service after the effective date constitutes acceptance. If you do not agree, you must stop using the Service before the effective date.

Neither party will be liable for any failure or delay in performance that is caused by circumstances beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, pandemics, government action, labor disputes, internet or power outages, third-party service-provider failures (including Hyperliquid, Supabase, Stripe, OpenRouter, or upstream model providers), or denial-of-service attacks.

You may not assign or transfer these Terms or any rights under them without our prior written consent. We may assign these Terms in connection with a merger, acquisition, sale of assets, or by operation of law without your consent, provided that the assignee agrees to be bound by these Terms.

We may send notices to you by email at the address associated with your account, by posting in your dashboard, or by an in-product banner. Notices to us must be sent to legal@tomorrowterminal.com and are effective on receipt.

Severability. If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable while preserving the parties’ intent.

Entire agreement. These Terms (together with the Privacy Policy and any policies expressly incorporated by reference) constitute the entire agreement between you and Tomorrow Terminal regarding the Service and supersede any prior agreements.

No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision or any other.

No agency. These Terms do not create any agency, partnership, fiduciary, employment, or joint-venture relationship between you and Tomorrow Terminal.

The following sections survive termination of these Terms: 6 (AI-Generated Content), 7 (Not Financial Advice; No Fiduciary Relationship), 8 (Auto-Trading), 10 (Intellectual Property), 11 (Disclaimers), 12 (Limitation of Liability), 13 (Indemnification), 15 (Governing Law / Arbitration / Class Waiver), 17 (Force Majeure), 19 (Notices), 20 (Severability / Entire Agreement / No Waiver), 21 (Survival), 22 (DMCA), and 23 (Communications Consent).

We respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act. If you believe content on the Service infringes your copyright, send a written notice to our designated agent with: (a) a physical or electronic signature of the copyright owner or authorized agent; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing and its location on the Service; (d) your contact information; (e) a statement of good-faith belief that the use is not authorized; and (f) a statement under penalty of perjury that the information is accurate and you are authorized to act for the owner.

Send notices to: dmca@tomorrowterminal.com. We may remove or disable access to allegedly infringing material and terminate the accounts of repeat infringers.

By providing your email address, you consent to receive transactional emails relating to your account (security alerts, billing receipts, trade-event notifications, password resets, and similar). You also consent to receive product-update and newsletter emails unless you opt out using the unsubscribe link in any marketing email; transactional emails continue regardless of marketing opt-out.

We comply with the CAN-SPAM Act and equivalent laws in other jurisdictions. We do not send commercial messages by SMS or autodialed phone call.

Questions about these Terms? Email legal@tomorrowterminal.com.